Terms of Use

Effective October 28, 2026

In short: Valorwise Home is a free planning tool. Its estimates aren't a loan approval or professional advice, so confirm everything with your lender and county. You're welcome to use it for your own home search, but please don't copy, scrape or resell its content or data.

1. Using this site

These terms apply to valorwisehome.com and the Valorwise Home calculator wherever it appears, including on partner websites. By using the site, you agree to them. If you don't agree, please don't use the site.

2. What Valorwise Home is, and isn't

Valorwise Home is an independent planning tool that estimates what a home might cost using VA loan rules and veteran benefits.

We are not a lender, mortgage broker, real estate agent, attorney, accountant or tax advisor.
We are not affiliated with, endorsed by or connected to the U.S. Department of Veterans Affairs, the Department of Defense or any other government entity or agency.
Nothing on the site is financial, legal, tax or real estate advice, a loan offer or a loan approval.

3. Estimates only

Results are estimates based on the information you enter, public sources and assumptions such as average rates, insurance costs and tax rules. Tax exemptions, VA pay, loan limits, interest rates and other figures change, and your actual costs will differ. Always confirm with your lender, your county assessor, the VA and other official sources before making a decision. You're responsible for decisions you make using the site.

4. Our content and data

The site's text, guides, design, logo, code and compiled data, including the state-by-state benefit and tax information, belong to Valorwise Home and are protected by copyright and other laws. "Valorwise Home" and the logo are our brand and may not be used without permission.

You may use the site for your own personal planning and share links to it. Without our written permission, you may not:

copy, download, scrape or collect the site's content or data, by hand or with automated tools;
republish, sell, license or build a product or dataset from it;
copy the site's design or code, or extract its data from the page's code;
embed or frame the site or calculator on another website, except as an approved partner (see below).

5. Partner widget

The embeddable Valorwise Home calculator may be used on other websites only by partners we've approved under a written agreement. Partners must keep our disclaimers and "Powered by Valorwise Home" notice visible and may not change the results.

6. Acceptable use

Please don't use the site in a way that breaks the law, interferes with or overloads the site, gets around any security or limit, or misleads others about where its information came from.

7. Links to other sites

We link to government agencies and other organizations for your convenience. We don't control those sites and aren't responsible for their content, accuracy or privacy practices.

8. No warranty

The site is provided "as is" and "as available," without warranties of any kind, whether express or implied. We don't promise the site will be accurate, complete, current, uninterrupted or error-free.

9. Limit on liability

To the fullest extent the law allows, Valorwise Home is not liable for any indirect, incidental or consequential damages, or for any loss from decisions made using the site, its estimates or linked sites. If we are found liable for anything, our total liability is limited to $100.

10. Changes

We may update the site or these terms at any time. The date at the top shows the latest version, and using the site after a change means you accept the updated terms.

11. California law

These terms are governed by the laws of the State of California, without regard to its conflict-of-law rules.

12. Contact

Questions about these terms, or want permission to use our content? Contact us through our feedback form.