Florida disabled veteran property tax exemption (2026)
$5,000 off assessed value at 10%+. Full homestead exemption for 100% P&T.
See your true monthly cost in Florida →
Free. Applies your rating, VA pay and this exemption to any home.
Property tax break by VA rating
| VA rating | Property tax break | Saves / yr* |
|---|---|---|
| 10–90% | $5,000 of value exempt | $40 |
| 100%, not P&T | $5,000 of value exempt | $40 |
| 100% P&T or IU | Full exemption | $3,160 |
*Example: a $400,000 home at Florida's average property tax rate of 0.79%, about $3,160 a year before any exemption. Your bill depends on your county and home. IU means paid at the 100% rate for individual unemployability. P&T means permanent and total. Exemptions aren't automatic: you apply with your county assessor after you buy.
Military retirement pay
No state income tax.
VA disability pay is tax-free in every state.
Home loan and down payment help
- For veterans: Florida Hometown Heroes down payment help (includes veterans) ↗
- Florida Housing Finance Corporation ↗ (state housing agency: first-time buyer and down payment programs)
Programs change often. Check income limits, first-time buyer rules and whether they can be combined with a VA loan.
Get help in Florida
- Florida Department of Veterans Affairs ↗: free help with state veteran benefits.
- Your county assessor's office handles the property tax exemption application.