Texas disabled veteran property tax exemption (2026)
$5,000 / $7,500 / $10,000 / $12,000 off appraised value at 10 / 30 / 50 / 70%+. Full homestead exemption at 100% or IU.
See your true monthly cost in Texas →
Free. Applies your rating, VA pay and this exemption to any home.
Property tax break by VA rating
| VA rating | Property tax break | Saves / yr* |
|---|---|---|
| 10–20% | $5,000 of value exempt | $79 |
| 30–40% | $7,500 of value exempt | $119 |
| 50–60% | $10,000 of value exempt | $158 |
| 70–90% | $12,000 of value exempt | $190 |
| 100% or IU | Full exemption | $6,320 |
*Example: a $400,000 home at Texas's average property tax rate of 1.58%, about $6,320 a year before any exemption. Your bill depends on your county and home. IU means paid at the 100% rate for individual unemployability. P&T means permanent and total. Exemptions aren't automatic: you apply with your county assessor after you buy.
Military retirement pay
No state income tax.
VA disability pay is tax-free in every state.
Home loan and down payment help
- For veterans: Texas Veterans Land Board home loans ↗
- For veterans: Homes for Texas Heroes (TSAHC) ↗
- Texas Dept. of Housing and Community Affairs ↗ (state housing agency: first-time buyer and down payment programs)
Programs change often. Check income limits, first-time buyer rules and whether they can be combined with a VA loan.
Get help in Texas
- Texas Veterans Commission ↗: free help with state veteran benefits.
- Your county assessor's office handles the property tax exemption application.