Virginia disabled veteran property tax exemption (2026)
Principal residence and up to 1 acre exempt for 100% P&T.
See your true monthly cost in Virginia →
Free. Applies your rating, VA pay and this exemption to any home.
Property tax break by VA rating
| VA rating | Property tax break | Saves / yr* |
|---|---|---|
| 10–90% | No statewide exemption | — |
| 100%, not P&T | No statewide exemption | — |
| 100% P&T or IU | Full exemption | $3,200 |
*Example: a $400,000 home at Virginia's average property tax rate of 0.80%, about $3,200 a year before any exemption. Your bill depends on your county and home. IU means paid at the 100% rate for individual unemployability. P&T means permanent and total. Exemptions aren't automatic: you apply with your county assessor after you buy.
Military retirement pay
Military retirement partly taxed. Up to $40,000 excluded.
VA disability pay is tax-free in every state.
Home loan and down payment help
- Virginia Housing ↗ (state housing agency: first-time buyer and down payment programs)
Programs change often. Check income limits, first-time buyer rules and whether they can be combined with a VA loan.
Get help in Virginia
- Virginia Department of Veterans Services ↗: free help with state veteran benefits.
- Your county assessor's office handles the property tax exemption application.